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ThonRetire

17 destinations · 39 criteria · verified July 2026

The safest countries to retire abroad
Ordinary daily safety for an older foreigner, which is not the same as a crime statistic.

Of every cut on this site, safety rearranges the list the most: against our overall ranking it flips well over half of all country pairings. That is worth sitting with. It means the places that score best on the whole package are frequently not the places where an older foreigner feels most secure walking home, and vice versa. The order below is led by countries that rarely top a retirement list, and it is led by them for a reason that is easy to verify and hard to argue with.

61.8%of all 136 country pairings change order against our overall ranking
17destinations carry a figure current enough for us to rank them on it
0are held back — past its re-check window, so we show no number rather than an old one
Ranked on safety rating. The second column is the counterweight: the thing this ranking deliberately does not look at.
#DestinationSafety ratingMonthly cost, couplevs overall
1United Arab Emirates UAE (Dubai)8.8/10$3,500/mo+15
2Portugal Portugal8.5/10$2,600/mo+13
3Malta Malta8.4/10$2,600/mo+4
4Cyprus Cyprus8.3/10$2,200/mo+5
5Spain Spain8.2/10$2,500/mo+9
6Italy Italy7.9/10$2,400/mo+2
7Greece Greece7.8/10$2,200/mo-1
8Uruguay Uruguay7.6/10$2,300/mo-5
9Malaysia Malaysia7.5/10$1,900/mo-4
10Vietnam Vietnam7.5/10$1,400/mo+7
11Mauritius Mauritius7.4/10$2,000/mo+1
12Panama Panama7/10$2,100/mo-11
13Thailand Thailand6.8/10$1,800/mo-11
14Costa Rica Costa Rica6.8/10$2,000/mo-4
15Indonesia Indonesia (Bali)6.5/10$1,700/mo-2
16Philippines Philippines6/10$1,500/mo-12
17Mexico Mexico6/10$1,700/mo-6

Every figure comes from the same fact store as the country pages, carries its own verification month and its own re-check window, and disappears rather than ages. The “vs overall” column is places gained or lost against our all-criteria ranking — the bigger the number, the more this one dimension is disagreeing with everything else we measure.

Safety is not where the rest of the list expects it

Set against our overall ranking, the safety order produces the sharpest disagreements on the site — and the disagreements are the point.

Rise on this measure

  • United Arab Emirates UAE (Dubai)up 15 · 8.8/10monthly cost, couple: $3,500/mo
  • Portugal Portugalup 13 · 8.5/10monthly cost, couple: $2,600/mo
  • Spain Spainup 9 · 8.2/10monthly cost, couple: $2,500/mo

Fall on this measure

  • Philippines Philippinesdown 12 · 6/10monthly cost, couple: $1,500/mo
  • Panama Panamadown 11 · 7/10monthly cost, couple: $2,100/mo
  • Thailand Thailanddown 11 · 6.8/10monthly cost, couple: $1,800/mo

Safe from what, exactly

This rates ordinary personal safety for an older foreign resident going about a normal week: petty and violent crime in the districts where foreigners live, road safety, how reliably police and emergency services respond, and whether being visibly foreign and older raises or lowers your risk. It is not a national homicide rate. National rates are dominated by places and situations no retiree will ever be in, which is exactly why they mislead.

It deliberately excludes political and legal risk, which is a separate axis and often runs the other way. Some of the physically safest places on this list run the least forgiving legal systems for foreigners, restrict speech in ways you may not expect, or can revoke a residency permit with little recourse. A country can be simultaneously very safe to walk in at midnight and a poor place to be in a dispute.

Natural exposure is also outside this number. Several destinations here sit on seismic faults or in cyclone and flood paths, and that risk lands on your house rather than on your person. Where it is material it is written into the property section of the country page.

The same 17 destinations, cut five other ways

No two of these orders agree. We measured every pair of them against each other and the closest two still disagree on nearly a quarter of all country pairings, which is why each one is a page rather than a filter on this one. Read across at least three before you shortlist anything.

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